2019

Information You Must Supply for an Auto Insurance Quote and Why You Need It

Insurance Blog

Getting an auto insurance quote does not require devoting a great deal of time to a phone call or visit, but it will require supplying vital information to the insurance company. Here are the main things you should gather up before you place the call and detailed explanations of why you need these things. The Vehicle Identification Number of Your Car Every car has its own unique number, which is called a vehicle identification number (VIN), and you cannot get a solid quote for insurance without this if you own a car.

13 December 2019

Two Things To Make Sure Your Kid Knows When Moving Into His First Place

Insurance Blog

Sending your grown kids off to live on their own for the first time is probably one of the most stressful yet exciting moments in a parent's life. Seeing that you've raised an independent human that is ready to move out and begin a life of his or her own shows that you've done your job right. Now, you have one last job – to make sure that your kid understands all of the responsibilities associated with living on his or her own.

9 October 2019

How Do Insurance Companies Determine If A Car Is Totaled?

Insurance Blog

If you cause a collision that ends up causing extreme damage to your car, your insurance company might compensate you for these damages, as long as you have collision coverage. If the damages are so severe that it is not worth fixing the car, the insurance company may state that the car is totaled. Understanding what this means and how insurance companies come to this conclusion is important to know, especially if you are ever in this situation.

9 October 2019

Tips For Switching To A New Homeowners Insurance Company

Insurance Blog

If you are not happy with the homeowners insurance policy you have, you have the right and freedom to switch to a different company. In fact, you can switch companies whenever you would like, and you are always free to choose the company you switch to. If you plan to do this, here are some tips to help you successfully switch homeowners insurance agencies. Get quotes and carefully compare them

25 July 2019

How To Switch Auto Insurance Companies

Insurance Blog

If you are unhappy with the auto insurance policy you currently have, you are free to switch to a different company at any time. When you switch, though, you should carefully analyze your options and handle the switch properly. If you are not sure how to do this, here are some tips to help you with it. Get quotes You are free to get quotes for auto insurance coverage from as many companies as you would like.

25 July 2019

3 Reasons Dump Truck Insurance Is Unique

Insurance Blog

Any type of construction vehicle should have the proper insurance coverage, but dump trucks tend to have unique coverage needs. Massive in size and highly valuable, dump trucks are a major investment and deserve rightful insurance coverage protection in case something goes wrong. Check out some of the reasons dump truck insurance can be unique when compared to insurance for other vehicles that need to be protected.  Dump trucks are not always used on the highway.

25 June 2019

What Non-Driving Factors Can Impact The Price Of Your Car Insurance?

Blog

Auto insurance is a necessity to ensure that you and your vehicle are both properly protected, but when the price of your policy is high, it can make you wish that you didn't have to pay it. The high price can even be confusing if you have never been involved in an accident or received a ticket. While accidents and tickets are factors that play into the policy cost, the premium of your policy is determined on a variety of factors outside of your driving habits.

14 May 2019

4 Things You Need To Know About Workers' Compensation Benefits

Insurance Blog

In most states, employers are required to carry at least some level of workers' compensation insurance coverage. Specifically, this coverage is designed to protect employees if they're injured on-the-job or due to performing their jobs. If your employer carries workers' comp insurance, hopefully you'll never need to use it. However, there are some things all workers should know about this type of coverage so they can protect their legal rights and seek the compensation they may be entitled to.

28 March 2019

The Importance Of Having Allies In The Insurance Industry

Insurance Blog

When you are a small insurance agency, you might be feeling the changes of the industry as a whole in a negative way. It has become harder for small agencies to compete with large insurance providers, Joining an insurance cluster may be the answer. If you have been struggling to deliver products to your customers that they want, it's time to change your strategy. If you want to go out on your own, you can do this by joining a cluster and still maintain your independence.

30 January 2019