Passing the examination for a driver's license is a nice goal to accomplish in life. However, it can be dangerous to drive a vehicle if it makes you nervous, even if you have a driver's license. It is important for you to make sure that you are prepared for what might happen if your nervousness causes you to get into an accident. There are also other things that you must know as a driver. Below, you will find helpful information that will come in handy as you begin driving on a regular basis.
Don't Allow Unlicensed Drivers to Use Your Vehicle
Never allow an unlicensed driver to use your vehicle. The reason why is because you can be held liable if they get into a collision. Even if someone wants to use the vehicle to learn how to drive, don't allow it unless they have a permit to do so. If the other person is a minor and happens to get injured after causing a collision in your vehicle, you can find yourself in legal trouble. Only allow licensed minors to drive, as well as only if they have their parents' permission to do so.
Get Insurance Coverage Before Driving Your Vehicle
No matter how anxious you are to drive your vehicle after getting your license, don't do it without auto insurance. If you live in a state that requires drivers to have auto insurance as most of them do, you can be fined for driving without coverage. In some states, you might even be taken to jail, which would lead to your vehicle being impounded. Opt for liability insurance if you have a small budget, or choose full coverage if you want the fullest extent of protection in a collision. For example, you can file a claim to get your vehicle repaired if you cause a collision with full coverage in place.
Never Drive After You Have Consumed Alcoholic Beverages
If you drink alcoholic beverages, never get behind the wheel of your vehicle, even if you feel okay to drive. If you get stopped for numerous DUI offenses, it can have an effect on your insurance rate and type. For instance, the rate will likely be increased by your insurance company if you become a high-risk driver. You might also be required to get SR-22 insurance, which is basically just a certificate of responsibility that proves that you actually have insurance.
Share3 May 2017
I still remember the first time I had to chose an insurance policy; I was 17 years old and had just saved up enough money to afford my very first car. I was so excited to begin driving, but overwhelmed with all of the different auto insurance options. My father helped me chose a full-coverage policy that would cover the cost of my car if it were to become damaged in an accident. When I inevitably caused a small fender-bender as a new driver, my insurance company paid for my car repairs, so it sure was the best policy for me! Now that I am older and have learned a lot about home insurance and other types of insurance, I thought I would make a blog to help others who need insurance advice, like what my dad gave me. I hope I can help you make wise insurance decisions!