If you are buying a car, one question you might have is about the auto insurance you can buy for it. Do you need car insurance or can you go without it? While many people decide to drive without having car insurance, this is never a good idea. Before you begin driving without it, you might want to know the consequences and potential risks. Learning these can help you know why this is not a smart move, and here are three reasons you should never drive without it.
23 December 2020
If you are a homeowner, you likely want to protect your home and valuables. You may have heard of home warranties and home insurance and wondered if you need to have both of them. Perhaps you have homeowner's insurance and want to know if adding a home warranty is a good idea or whether you should let your insurance lapse and opt for a home warranty. These home protection options may be seemingly alike at first glance.
20 November 2020
Dwelling coverage is one of the most important protections found within homeowner's insurance policies, for this is the coverage that actually protects your house in the event of damage. When purchasing a home insurance policy, you can choose from several different limits for this coverage. Here are the various limit options and when you might choose each one. Limit of $0 (No Coverage) If you own your home outright, you can technically skip purchasing dwelling coverage and effectively have a limit of $0 for the protection.
21 October 2020
It is a well-known fact that being involved in an accident for which you are at fault will have an impact on your motorcycle insurance coverage. However, it is important to keep in mind that there are measures you can take to minimize the stress involved with obtaining a new policy for your motorcycle after an accident. Discover some of the measures you can take to make the process easier.
17 September 2020
Many people dream of owning and operating their own restaurant. Getting a new restaurant up and running requires a lot of hard work, but it can be very rewarding. If you're planning on opening a new restaurant in the near future or if you're in the planning stages, you will need to make a number of very important decisions. One decision that is essential is purchasing restaurant insurance. The last thing you want to do is operate a restaurant without insurance that provides comprehensive coverage for anything that may happen.
12 August 2020
Regardless of whether your vacation property is a home on the lake or a cabin in the mountains, it is great to have an intimate location to getaway from the city for the summer and winter. However, because a second property is a significant investment, you need to make sure it is thoroughly protected. You can do this with seasonal homeowner's insurance. Here are a few reasons why this type of property coverage is to important.
16 July 2020
If you have full coverage on your car, you may think that all is well. No matter what happens to your car, you are covered. But this may not be true. Often, a person gets full coverage, but this only means they have liability and property damage and collision and comprehensive coverage. Many car owners think this is complete coverage, but they find out after an accident that they didn't. The following are a few ways your full-coverage policy may not be enough.
11 June 2020
While there are a lot of different options when it comes to choosing the auto insurance coverage types you want to have, there are three that are absolutely vital for most drivers. If you want the best protection with your auto insurance, you should make sure you have these three types. Liability Coverage One of the most basic forms of auto insurance coverage you can get is liability coverage, but it is absolutely vital.
12 February 2020
In order to get the most out of your vehicle, you always need to have a plan that will keep it intact for however long you own it. This means reaching out to some car insurance providers that can look out for you. They will help you comb through every single variable until you feel confident about the terms of the plan and your ability to get repairs or a new car after an accident.
19 January 2020